skip to main | skip to sidebar

Tuesday, April 30, 2013

2020 Foresight Report: Post Office Financial Services by Marketresearchreports.biz


Synopsis
This report provides detailed insights into the following topics:
The postal system
Competition and privatization in postal services
Opportunities in postal financial services
The current state of postal financial services in various countries
Key product and market development strategies adopted by postal operators across countries


To Buy a Copy Of This Report: http://www.marketresearchreports.biz/analysis-details/2020-foresight-report-post-office-financial-services

Summary

Globally, postal services play a key role in providing access to basic communication and transaction services. The worldwide postal infrastructure has been shrinking for over two decades, in terms of both outlets and numbers of full-time staff. At the end of 2011, the total number of post offices stood at 662,701, of which 439,376 were staffed by officials of the designated operator and 223,325 were managed by people from outside the designated operator. The traditional letter post service is under pressure from new technology, including the internet and (increasingly mobile) telephone services. Rising numbers of consumers and businesses are sending and receiving bills and invoices via the internet and making payments online or by telephone, instead of using post office service. Capitalizing on its large network, easy accessibility and trust among customers, postal operators across the globe are targeting unbanked and rural populations, SMEs, self-employed professionals, young consumers and senior citizens with financial products such as savings accounts, insurance, pension payment services, remittances services, loans and wealth management products. The financial services sector represents a significant opportunity for much-needed additional revenue for postal operators, either directly or through alliances with financial institutions. Many postal operators are also being urged to offer basic financial services such as payments, savings and microfinance to combat social and financial exclusion, particularly in poorer countries, or to better serve more remote geographical areas and isolated social groups. There is a significant potential for partnerships between postal operators and financial institutions, even in markets where postal operators and postal banks already offer a range of financial services. Alliances such as these could produce major financial rewards and deliver social dividends. For instance major banks in the UK such as Bank of Ireland, Barclays, Halifax, HSBC and Lloyds have formed partnerships with the UK Post Office to offer financial services.

Scope
This report provides a comprehensive analysis of postal financial services provided by postal operators across the globe
It provides detail on the current and future prospects of the postal financial services industry
It details the different infrastructural, consumer and business drivers affecting the postal financial services industry in various countries across the world
It outlines how market liberalization is impacting the postal operator business
It details the marketing strategies used by various postal operators across the globe
It profiles the major postal operators across the globe


Reasons To Buy
Make a post office financial partnership work for you
Utilize the ubiquity of post offices
Learn best practice and read case studies
Find out how to appeal to the unbanked
Gain insight into the key product and market development strategies adopted by postal operators across different countries

To Read The Complete Report with : http://www.marketresearchreports.biz/analysis/167354

Key Highlights
The post office is one of the largest, most widespread and trusted retail networks, with around 670,000 outlets worldwide.
The traditional letter post service is under pressure from new technology, including the internet and (increasingly mobile) telephone services.
With the decline in traditional mail volumes and postal operators scaling down their branch networks and workforces, market liberalization is gathering pace. Many governments favor increased competition in the postal sector, signaling the end of many postal monopolies.
Postal operators worldwide are targeting unbanked and rural populations, SMEs, self-employed professionals, young consumers and senior citizens with financial products such as savings accounts, insurance, pension payment services, remittances services, credit loans and wealth management products.
Postal banks are looking to diversify their product and customer portfolios, and are offering wealth management services as well as traditional financial services such as savings accounts, insurance and deposits to strengthen their positions in urban markets and attract wealthy customers.



Latest Report:
The Insurance Industry in Malta, Key Trends and Opportunities to 2017: http://www.marketresearchreports.biz/analysis/167339

SynopsisThe report provides in depth market analysis, information and insights into the insurance industry in Malta, including: The Malta insurance industrys growth prospects by insurance segments and categories The current trends and drivers of the Malta insurance industry The challenges facing the Malta insurance industry The regulatory framework of the Malta insurance industrySummaryThe Maltese insurance industry grew in terms of written premium at a CAGR of 30.9% during the review period. This growth was fuelled by the favorable regulatory framework, stable economic development and an increase in the countrys exports. It was further supported by Maltas business-friendly environment, including a low tax regime and direct access to other EU markets.

2020 Foresight Report: Best Practices in Managing the Credit Risk Cycle Available by Marketresearchreports.biz

SynopsisThe report provides information and insights into best practices in managing credit risks associated with credit cards:
Provides a global snapshot of card fraud and key fraud hotspots across the world
Comprehensive analysis of card fraud market size in developed and emerging markets
Analysis of various types of card frauds and its implication on issuers and acquirers, customers and merchants
Detailed analysis of macroeconomic, regulatory and operational challenges in managing credit card risks
Provides emerging trends in credit card risk management by governments, regulatory bodies and market participants
Provides a detailed framework of best practices in credit card risk management, segmented by issuers, acquirers, network providers and merchants
Includes case studies showcasing the best practices with examples and their impact assessment


To Buy a Copy Of This Report: www.marketresearchreports.biz/analysis-details/2020-foresight-report-best-practices-in-managing-the-credit-risk-cycle

SummaryThe convenience offered by credit cards to make payments is exploited for fraudulent activities, resulting in the loss of millions of dollars every year around the world. In order to control and limit these risks and losses, a proper risk management framework is required to be established. Over the last five years, card issuers, acquirers, merchants and network operators have adopted and implemented a host of security measures, regulations and business strategies to lower the chances of fraud and credit losses. However, they are limited by several macroeconomic, regulatory and operational challenges. The management of risk associated with credit cards requires continuous efforts from every participant of the card payment industry. However, to do so, development of a best practice framework is of utmost importance. A well developed framework facilitates a better understanding of risks and areas which require attention from the intended parties, and formulates strategies to address them. 

ScopeThis report provides a comprehensive analysis of best practices in credit card risk management with emerging trends in market practices by issuers, acquirers, network operators and merchants
The report also covers regulatory developments across key regions such as Europe, North America and Asia-Pacific
It provides current fraud statistics in developed and emerging markets
It outlines key macroeconomic, regulatory and operational challenges in managing credit card risks
It illustrates adoption and implications of best practices with the help of detailed case studies


Reasons To Buy
Credit card risks result in the loss of millions of dollars every year impacting every participant of the cards and payments industry
Gain insight into various risks resulting from macroeconomic developments, customer protection laws and operational difficulties
Understand the emerging trends in managing risk and limiting exposure to credit loss
Assess the regulatory landscape in key regions around the globe
Gain insight into the development of an effective risk management framework

To Read The Complete Report with : http://www.marketresearchreports.biz/analysis/167353 

Key Highlights
Although card fraud is much higher in value terms in developed economies such as the US, the UK and France, these countries have been successful in limiting the growth of fraud by adopting advanced security measures, innovative products and strict regulations. Emerging economies like China and Russia have lagged behind in introducing such measures and have therefore witnessed significant growth in card fraud.
Among the developed markets, the value of card fraud was highest in the US. 
Regulations such as the single euro payment area card framework (SEPA) and anti-money laundering regulation have indirectly helped in the managing of these risks. Other measures taken by regulatory bodies which include restriction on issuance of credit cards to high risk customers, increases in age requirement, high income requirements for issuance of a credit card and a limit on the number of cards a consumer can have has also helped in managing risks.
Industry participants have adopted and implemented a host of security measures, regulations and business strategies to lower the chances of fraud and credit losses. These measures include EMV chip and PIN credit cards, anti-skimming technologies, guarantors for high risk customers, secured credit cards and charge cards, behavior analysis, high-end security for online shopping such as virtual keypads, SMS verifications and one-time passwords.
Latest Report:
2020 Foresight Report: Post Office Financial Services: http://www.marketresearchreports.biz/analysis/167354

SynopsisThis report provides detailed insights into the following topics: The postal system Competition and privatization in postal services Opportunities in postal financial services The current state of postal financial services in various countries Key product and market development strategies adopted by postal operators across countriesSummaryGlobally, postal services play a key role in providing access to basic communication and transaction services. The worldwide postal infrastructure has been shrinking for over two decades, in terms of both outlets and numbers of full-time staff. At the end of 2011, the total number of post offices stood at 662,701, of which 439,376 were staffed by officials of the designated operator and 223,325 were manag...

Marketresearchreports.biz Publishes The Insurance Industry in Laos, Key Trends and Opportunities to 2017


Synopsis
The report provides in depth market analysis, information and insights into the insurance industry in Laos, including:
The Lao insurance industrys growth prospects by insurance segments and categories
The competitive landscape in the Lao insurance industry
The current trends and drivers of the Lao insurance industry
The challenges facing the Lao insurance industry
The regulatory framework of the Lao insurance industry

To Buy a Copy Of This Report: http://www.marketresearchreports.biz/analysis-details/the-insurance-industry-in-laos-key-trends-and-opportunities-to-2017


Summary
Economic development, the entry of five new businesses and the requirement of third-party motor liability insurance caused the written premium value to grow during the review period. The Lao insurance industry is uncompetitive due to the limited presence of insurers and lack of interest from global investors. The situation is expected to change significantly after the countrys recent entry into the WTO. The Lao insurance industry is expected to grow at a CAGR of 10.8%, over the forecast period. The distribution channel of the industry predominantly depends on direct sales, which accounts for one-third of the total sales in the country.

Scope
This report provides a comprehensive analysis of the insurance industry in Laos:
It provides historical values for the Lao insurance industry for the reports 20082012 review period and forecast figures for the 20122017 forecast period
It offers a detailed analysis of the key segments and categories in the Lao insurance industry, along with industry forecasts until 2017
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions
It profiles the top insurance companies in Laos and outlines the key regulations affecting them

Reasons To Buy
Make strategic business decisions using in depth historic and forecast industry data related to the Lao insurance industry and each segment within it
Assess the competitive dynamics in the Lao insurance industry
Understand the demand-side dynamics, key market trends and growth opportunities within the Lao insurance industry
Identify the growth opportunities and market dynamics within key segments
Gain insights into key regulations governing the Lao insurance industry and its impact on companies and the industry's future

To Read The Complete Report with : http://www.marketresearchreports.biz/analysis/167345


Key Highlights
The non-life insurance segment accounted for the largest share of the total insurance written premium value in 2012.
With the country's accession to the WTO, the industry is predicted to grow over the forecast period, at a CAGR of 10.8%.
The Lao government has introduced compulsory third-party motor liability insurance.
Motor insurance was the largest category in non-life, with the largest growth rate during the review period.
The property insurance category has experienced significant growth during the review period at a CAGR of 22.4%.
The Lao insurance industry is restricted to property, transportation, motor and casualty insurance, which generate a significant proportion of premium.

Latest Report:

2020 Foresight Report: Trends in Non-Life Insurance Underwriting: http://www.marketresearchreports.biz/analysis/167346

SynopsisThe report provides in depth market analysis, information and insights into underwriting industry trends for non-life insurance globally, including: Comprehensive assessment of non-life underwriting market dynamics Analysis of the effect of changes in regulations on underwriting Analysis of the underwriting cycles Detailed analysis of the technological trends impacting underwriting Detailed analysis of the effect of natural and man-made disasters on underwritingSummaryThe insurance underwriting industry has undergone a paradigm shift over the last decade due to the introduction of new technology, which has revolutionized processes and business practice.

2020 Foresight Report: Trends in Non-Life Insurance Underwriting Available Through Marketresearchreports.biz


Synopsis
The report provides in depth market analysis, information and insights into underwriting industry trends for non-life insurance globally, including:
Comprehensive assessment of non-life underwriting market dynamics
Analysis of the effect of changes in regulations on underwriting
Analysis of the underwriting cycles
Detailed analysis of the technological trends impacting underwriting
Detailed analysis of the effect of natural and man-made disasters on underwriting

To Buy a Copy Of This Report: http://www.marketresearchreports.biz/analysis-details/2020-foresight-report-trends-in-non-life-insurance-underwriting

Summary
The insurance underwriting industry has undergone a paradigm shift over the last decade due to the introduction of new technology, which has revolutionized processes and business practice. Insurance companies are augmenting their processes to maintain a social media presence and also to help combat fraud. With the advent of Solvency II and other risk-based capital (RBC) approaches, underwriting has become increasingly dependent on movements in the regulatory environment. Several natural disasters resulted in substantial losses and an exceptionally high number of fatalities during the review period (20082012). Telemetric, predictive analytics, automated software programs and the use of social networking sites has transformed the way in which insurance underwriting operates.

Scope
This report provides a global snapshot of the key performance indicators impacting underwriting including combined ratio, loss ratio and expense ratio and underwriting profit/loss trends
It studies the impact of regulatory trends on underwriting including Solvency II and EU gender neutral insurance
It provides detailed analysis of the different underwriting cycles
It provides detailed analysis of the relationship between economic growth and the insurance industry's growth in key markets
It provides detailed analysis of the impact of technological trends in underwriting
It provides detailed analysis of the impact of natural and man-made disasters on underwriting



To Read The Complete Report with : http://www.marketresearchreports.biz/analysis/167346


Reasons To Buy
Make strategic business decisions using detailed assessment of the key challenges and opportunities that non-life insurance underwriting presents currently
Understand directives of new regulations and the necessary changes required in the current business structure of an underwriting firm
Assess underwriting profit or loss trends in key markets
Assess the impact of economic growth on the insurance industry
Assess the adoption of technology trends in different companies across different geographies
Find out how underwriting has evolved due to the impact of natural disasters


Key Highlights
The insurance underwriting industry has undergone a paradigm shift over the last decade due to the introduction of new technology, which has revolutionized processes and business practice.
Several natural disasters resulted in substantial losses and an exceptionally high number of fatalities during the review period (20082012).
While, mature markets such as the US, the UK, France and Italy are recording stagnant growth, emerging economies are driving premiums.
The US non-life insurance segment registered the highest underwriting loss in 2012, while, Japan recorded the highest underwriting profit.
The growth in telematics users in Europe will be driven by the UK and Italy.
Predictive analytics has revolutionized the world of premiums and claims management in the insurance industry.



Latest Report:

The Insurance Industry in Nepal, Key Trends and Opportunities to 2017: http://www.marketresearchreports.biz/analysis/167347

SynopsisThe report provides in depth market analysis, information and insights into the insurance industry in Nepal, including: The Nepalese insurance industrys growth prospects by insurance segments and categories The competitive landscape in the Nepalese insurance industry The current trends and drivers of the Nepalese insurance industry The challenges facing the Nepalese insurance industry The regulatory framework of the Nepalese insurance industrySummaryInsurance needs in Nepal were mostly met by Indian companies until the establishment of the Nepal Insurance and Transport Company (later renamed as the Nepal Insurance Company) in 1947.

Travel and Tourism in Finland to 2017 Published By Marketresearchreports.biz

The report provides detailed market analysis, information and insights, including:
Historic and forecast tourist volumes covering the entire Finnish travel and tourism sector
Detailed analysis of tourist spending patterns in Finland
The total, direct and indirect tourism output generated by each category within the Finnish travel and tourism sector
Employment and salary trends for various categories in the Finnish travel and tourism sector, such as accommodation, sightseeing and entertainment, foodservice, transportation, retail, travel intermediaries and others
Detailed market classification across each category, with analysis using similar metrics 
Detailed analysis of the airline, hotel, car rental and travel intermediaries industries



Summary

Finland has an abundance of natural attractions, including 37 national parks from the Southern shores of the Gulf of Finland to Lapland. The country is popular for outdoor activities such as Nordic skiing, golf, fishing, yachting, lake cruises and hiking. Finlands main competitors in the international tourism markets are Sweden and Norway. Finland's economy did suffer due to the adverse impact of global financial crisis. However, the economic outlook is improving and as a result, the tourism sector is set to record fairly healthy growth.

Scope

This report provides an extensive analysis related to tourism demands and flows in Finland: 
It details historical values for the Finnish tourism sector for 20082012, along with forecast figures for 20132017 
It provides comprehensive analysis of travel and tourism demand factors with values for both the 20082012 review period and the 20132017 forecast period
The report provides a detailed analysis and forecast of domestic, inbound and outbound tourist flows in Finland
It provides employment and salary trends for various categories of the travel and tourism sector 
It provides comprehensive analysis of the trends in the airline, hotel, car rental and travel intermediaries industries with values for both the 20082012 review period and the 20132017 forecast period

Reasons To Buy
Take strategic business decisions using historic and forecast market data related to the Finnish travel and tourism sector
Understand the demand-side dynamics within the Finnish travel and tourism sector, along with key market trends and growth opportunities
Identify the spending patterns of domestic, inbound and outbound tourists by individual categories
Analyze key employment and compensation data related to the travel and tourism sector in Finland 
To Read The Complete Report with : http://www.marketresearchreports.biz/analysis/167348

Key Highlights

The tourism sector suffered during the global financial crisis, which caused a decline in tourism activities and tourism spending in 2009, including domestic, inbound and outbound tourism. Although the economies in the Eurozone remain weak, Finland is expected to record stable growth in international arrivals over the forecast period.
Domestic tourist volume increased from 31.1 million trips in 2008 to 36.3 million trips in 2012, and it is expected that domestic tourist volume will continue to expand over the forecast period, with forecast CAGR of 2.59% over next five years. Domestic demand will be mainly driven by economic growth and government initiatives to promote tourism in the country.
Domestic tourism is largely divided between organized tours or free-for-all vacations which involve camping in distant locations. Finns like camping for leisure, a trend which has contributed to the countrys developing tourism infrastructure.
Finland is a key destination in the travel itinerary of tourists from the countries which were part of the former Soviet bloc. Citizens from Nordic countries, such as Denmark, Norway and Sweden, travel to Finland because they share similar cultures. Additionally, transport links between the countries are well established and visa procedures for citizens of these countries are not so complex.
Domestic economic weakness has constrained outbound travel in recent years. The economy contracted sharply in 2009, resulting in a decline in outbound travel.
The number of seats available in the air transport market increased from 22.2 million in 2008 to 26 million in 2012, at a CAGR of 4.12%. Full-service airlines held the largest share of the total number of seats with 79.6% in 2012, followed by low-cost airlines with 11.2% and charter airlines with 9.3%.
Location plays an important role for the growth in hotel occupancy rates, as leisure or business tourists tend to choose hotels mainly for their location rather than their facilities. Most of the leading hotels or hospitality companies are situated in or operate from the countrys major urban centers, principally Helsinki, Espoo, Tampere, Vantaa and Turku. Substantial recent growth in the number of hotels was recorded in Helsinki.
The majority of Finns travel in groups, and when they travel domestically by road, they do so using their own vehicles. Renting a car is expensive, insurance is mandatory and included in the cost of the rental. Most small towns have little or no parking and some do not permit cars at all.
The well-developed e-commerce sector is making it essential for travel agents and tour operators to adopt self-booking tools to remain competitive. Tour operators generally sell their products and services through travel agents. Despite the growth in online travel bookings, senior citizens and those in the lower income groups still continue to purchase trips from traditional channels.

Latest Report:
The Insurance Industry in Turks and Caicos Islands, Key Trends and Opportunities to 2017: http://www.marketresearchreports.biz/analysis/167349

SynopsisThe report provides in depth market analysis, information and insights into the insurance industry in the Turks and Caicos Islands, including: The Turks and Caicos Islands insurance industrys growth prospects by insurance segments and categories The competitive landscape in the Turks and Caicos Islands insurance industry The current trends and drivers of the Turks and Caicos Islands insurance industry The challenges facing the Turks and Caicos Islands insurance industry The regulatory framework of the Turks and Caicos Islands insurance industrySummaryThe Turks and Caicos Islands insurance industry grew in terms of written premium value recording a CAGR of 10.2% during the review period.
 

News That Matters Copyright © 2011 |

PDFMOZ Documents | Podcast Directory | Social News | conferences | | Free Blog Directory.